I agree - only variations from the mfgr should be considered variations. The fact that I collect variations such as color, mag strip, imprinting of name/account number, color of printing, names other than an individual, etc. is my personal preference and are not considered variations by anyone but me (and all those of you who also get crazy with these non-ligitimate variations). I have not gotten (yet) to the point where I collect different hole shapes.