I think the person is basically honest but very slow pay because of lack of funds.....He picks the people he thinks will wait, and pays those that will get in his face if he doesn't.....He has always been fair and honest with me but been a terrible pain in the butt to several people I know...Suggestion? Don't extend him any credit..make sure he pays before you send him anything....have an understanding BEFORE you make a deal with him....on trading, make sure he has what you want in his hand before you make the trade...He comes up with great trades where everyone benefits.....Wish he would get his act together......my 2 cents worth...Jim